> Anti-money laundering and counter-terrorism financing policy for AUDC Pty Ltd. Source: https://www.audd.digital/aml-ctf-policy/ # AML/CTF policy Last updated November 3, 2026 AML/CTF policy · Last updated November 3, 2026 · AUDC Pty Ltd ABN 69 637 164 722 · AFSL 700123 Export as PDFPrevious versions - [Last updated 8 April 2026 PDF (opens in a new tab)](/documents/legal/2026-04-aml-ctf-policy.pdf) On this page 1. [1. Purpose and scope](#1-purpose-and-scope) 2. [2. Regulatory standards](#2-regulatory-standards) 3. [3. Procedures and guidelines](#3-procedures-and-guidelines) AUDC Pty Ltd is committed to maintaining the highest standards of integrity, transparency, and compliance in all operations. This policy outlines our approach to preventing, detecting, and responding to money laundering and terrorism financing risks. ## 1. Purpose and scope ### Purpose The purpose of this AML/CTF Policy is to establish a strong framework to safeguard our platform and ecosystem from misuse. It ensures compliance with applicable regulations, protects our stakeholders, and supports global financial security standards. This policy is designed to: - Ensure compliance: Adhere to all applicable AML/CTF laws and regulations. - Manage risk: Identify, assess, and mitigate financial crime risks. - Maintain integrity: Prevent the use of our services for illicit purposes. - Promote awareness: Foster a strong internal culture of compliance. - Support transparency: Enable clear and accountable financial interactions. ### Scope This policy applies to all activities conducted by AUDC Pty Ltd across its global operations. - All employees, directors, and management - Business partners, affiliates, and service providers - All customers and users of our services - All products, platforms, and digital asset transactions - All jurisdictions in which we operate Compliance with this policy is mandatory. Failure to comply may result in disciplinary action or termination of services. ## 2. Regulatory standards AUDC Pty Ltd (AFSL No. 700123) is the issuer of AUDD. Distribution services are provided by its subsidiary, Dexah Advisory Pty Ltd (trading as AUDD Digital), registered with AUSTRAC (Registration No. DCE100737894-001). We recognise that money laundering and terrorism financing are serious global risks. We have implemented appropriate internal controls, procedures, and systems to manage these risks effectively. ## 3. Procedures and guidelines ### Money laundering and terrorism financing Money laundering is the process of concealing the origin of funds derived from criminal activity. It generally occurs in three stages: - Placement: Introducing illicit funds into the financial system - Layering: Obscuring the origin through complex transactions - Integration: Reintroducing funds as apparently legitimate assets Terrorism financing involves providing financial support to terrorist activities or organisations, including operational funding and network support. ### Customer information requests Where necessary, we may request additional information from customers to assess and manage risk. Failure to provide requested information may result in restrictions or termination of services. ### Customer due diligence (CDD) We conduct appropriate verification of customers before providing services. This includes assessing legitimacy, regulatory compliance, and alignment with our risk framework. ### Enhanced due diligence (EDD) Additional checks may be conducted for higher-risk customers, including politically exposed persons (PEPs) or where suspicious activity is identified. ### PEP and sanctions screening We screen customers and associated parties against global sanctions lists and identify politically exposed persons to manage elevated risk. ### Data integrity Customer information is verified using reliable, independent, and secure data sources, including government and regulatory databases. ### Risk assessment We apply a risk-based approach considering customer type, transaction behaviour, geographic exposure, and service usage. ### Transaction monitoring We monitor transactions to identify unusual or suspicious activity. This includes manual oversight and the planned implementation of automated monitoring technologies. ### International compliance We align with international AML/CTF standards, including those set by the Financial Action Task Force (FATF), and support cross-border regulatory cooperation. ### Address blacklisting approach AUDD operates as a public, permissionless token and does not implement address blacklisting at a protocol level. Instead, risk is managed through strict onboarding, monitoring, and oversight of authorised distributors. ### Incident reporting Suspicious activities are escalated internally and assessed promptly. Appropriate action is taken in line with regulatory expectations and risk management procedures. ### Privacy and data protection We are committed to protecting customer privacy. Personal information is used solely for service provision, securely stored, and only accessible to authorised personnel. We do not sell or share personal information with third parties except where required by law. ## What can we do for you? Tell us your industry and a little about what you're looking for. A member of our team will be in touch to discuss how AUDC can help. Full nameBusiness emailCompany Industry Select Crypto Exchanges & OTC Money Services & Remittance Institutional, Funds & Wealth Payment Service Providers FX & CFD Brokers Web3, Gaming & Creators Treasury & Tokenised Assets Financial Institutions Other Other industry Interested in Select AUDD Stablecoin NZDSC Stablecoin AUDD Mint White Label Payments (Receive, Send & Manage) Virtual Accounts Local Payments Connectivity AUDD Direct (No Code) Enterprise API Other / General Enquiry Leave this field empty Submit enquiry Submit enquiry