> An AUD instrument funds, market makers and wealth platforms can hold between trades, settle subscriptions in, and take to a committee. Source: https://www.audd.digital/industries/institutional-funds-wealth/ ◈ Institutional, Funds & Wealth # The Australian dollar, held and settled on-chain . Digital asset funds, market makers, custodians and wealth platforms need an AUD instrument they can hold between trades, settle subscriptions and redemptions in, and explain to an investment committee. AUDD is issued by a licensed Australian issuer, backed one-for-one and redeemable at par. [Talk to our team Talk to our team](/contact-us/) [Read the API docs → (opens in a new tab)](https://devhub.audd.digital/) What a committee asks 1 Who issues it?AUDC Pty Ltd, under Australian Financial Services Licence 700123. Distribution services are provided by its subsidiary, Dexah Advisory Pty Ltd (trading as AUDD Digital), registered with AUSTRAC (Registration No. DCE100737894-001). 2 What backs it?Reserves are held on bare trust for AUDD holders as Australian dollar cash with ADIs or foreign banks, or AUD cash equivalents such as Australian government bonds. They are never re-hypothecated and are independently attested. 3 How do we get out?Approved AUDD Mint clients can redeem AUDD at par with AUDC. ◈ Why institutions move to AUDD ## Something you can take to an investment committee. An institution doesn't adopt an instrument because it's novel. It adopts it because the issuer can be diligenced, the reserves can be audited and the exit is defined. AUDD was built for that conversation. ### Reserves a board accepts Reserves are held on bare trust for AUDD holders as Australian dollar cash with ADIs or foreign banks, or AUD cash equivalents such as Australian government bonds. They are attested independently and published in transparency reporting. ### Settlement without the wait Settle subscriptions, redemptions and inter-fund transfers on-chain in minutes, around the clock, instead of across batch windows. ### A counterparty you can diligence AUDC is the issuer and your contracting counterparty for minting, redemption and payments. Due diligence materials are available on request. ◈ What you get ## Built for mandates, not just wallets. Issuance, settlement and reporting structured the way a fund operates — by mandate, by vehicle, by counterparty. ### Direct issuance and redemption Mint and redeem at par with the issuer, through the API or the Portal. AUDC does not currently charge a fee to mint or burn AUDD. Withdrawal and other fees may apply. ### AUD settlement for subscriptions and redemptions Investors fund in AUD to a named virtual account per vehicle; units settle on-chain; redemptions pay out to the investor's nominated account. ### Hold between trades Sit in an AUD-denominated instrument on-chain rather than rotating through USD stablecoins or waiting on fiat rails. ### Named virtual accounts per vehicle Segregated attribution by fund, mandate or counterparty, with reporting to match. ### Nine chains, one integration Native on Ethereum, Solana, Stellar, XRP Ledger, Hedera, XDC, Base, Redbelly and Arc. Works with the custody solutions that support those networks. ### Institutional controls Allow-listed addresses, multi-signature treasury policy, and balance, transaction and attestation reporting through the API. ◈ How it works ## From investor subscription to on-chain position. STEP 01 ### Subscribe Investor funds in AUD to the vehicle's named virtual account. STEP 02 ### Mint Convert to AUDD at par to the fund's custody wallet. STEP 03 ### Deploy or hold Settle trades, hold between positions, or transfer between vehicles on-chain. STEP 04 ### Redeem Burn AUDD and pay out to the investor's nominated account at par. ◈ How we onboard Services are subject to approval and a client agreement. You remain responsible for any licences or approvals your business needs. ## We assess your controls, not your category. We've been running Australian payment infrastructure since 2022. Regulated digital finance isn't an exception we make room for — it's the customer the platform was built around. Here's the actual path. Application ### Tell us how money moves Where AUD comes in, where it goes, expected corridors and chains, and the entities involved. This is a commercial conversation, not a form to survive. Compliance review ### KYB and your AML/CTF program Business verification, beneficial ownership, licence and registration position, and a look at your KYC, sanctions screening and transaction monitoring. Strong controls are what get a yes. Commercials ### Terms, then a named contact A standard agreement with clear fees, then an integration contact who stays with you rather than a ticket queue. Integration ### Sandbox, then go live Build against the sandbox with our integration guide, or start with no code at all if you would rather send against a reference. Your first transfer carries a standard 24-hour security and compliance check. AFSL 700123 AUSTRAC registered since 2022Dexah Advisory (t/a AUDD Digital) ISO 27001 Reserves held on trust Redeemable at par ◈ Questions institutions ask us ## Straight answers. How are the reserves held? Reserves are held on bare trust for AUDD holders as Australian dollar cash with ADIs or foreign banks, or AUD cash equivalents such as Australian government bonds. Reserves are never re-hypothecated and are independently attested on a recurring basis, with reporting published on our transparency page. Can we get a due diligence pack? Yes. Licence and registration details, reserve attestation reports, security certifications and policy summaries are available to institutional counterparties on request. Which custody solutions work with AUDD? Any custody solution that supports the chains AUDD is native on. We'll confirm the specific networks and token standards your custodian needs. Can we segregate by fund or mandate? Yes. Open a named virtual account and wallet structure per vehicle. Attribution and reporting follow that structure through the API and the Portal. How quickly can we redeem? Burn AUDD and the Australian dollars are released to your nominated account at par. Domestic payouts settle on local rails; timing depends on the rail and the time of day. Is AUDD a financial product we need to classify? We can't give you legal advice on classification under your mandate. We can give you the issuer's licence position, the reserve structure and the redemption terms so your counsel can. ## Bring the Australian dollar onto your balance sheet, on-chain. Tell us about your vehicles and your custody set-up. We'll walk through the structure and share the materials your committee will want. ## What can we do for you? Tell us your industry and a little about what you're looking for. A member of our team will be in touch to discuss how AUDC can help. 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