# AUDC — Digital Currency Infrastructure | AUDD and NZDSC > Digital currency infrastructure by AUDC for payments, minting and a full RESTful API. It issues AUDD under AFSL 700123; NZDSC is issued by NZDC Limited. Every page below is also available as Markdown at the linked path, generated from the page itself. ## Products - [AUDD — Australia's Regulated AUD Stablecoin by AUDC](/audd.md): AUDD is an Australian dollar stablecoin issued by AUDC under AFSL 700123, fully backed by reserves held on trust and redeemable at par with the issuer. - [NZDSC — New Zealand Dollar Stablecoin by NZDC Limited](/nzdsc.md): NZDSC is a fiat-backed New Zealand dollar stablecoin, pegged one to one and issued by NZDC Limited, a wholly owned subsidiary of AUDC, the issuer of AUDD. - [The AUDD Platform \| Payments, minting and API for AUD](/platform.md): One regulated platform for the Australian dollar on-chain — local payments, named virtual accounts, minting at par, white label and one RESTful API. - [Swap AUDD — Convert and Trade the AUD Stablecoin](/swap.md): Swap AUDD across supported digital assets and chains, inside AUDD Digital or on supported venues, backed by reserves held on trust. ## Developers - [AUDC Developers — RESTful Enterprise API for Digital Currency On-Chain](/developers.md): One API for payments, mint and burn, multichain routing and ledger management. Build AUD flows with direct access to the regulated issuer. ## Industries - [AUDD for Crypto Exchanges & OTC \| Licensed AUD rail](/industries/crypto-exchanges.md): Instant AUD deposits and withdrawals, named virtual accounts and minting at par — direct from Australia's licensed AUD stablecoin issuer. - [AUDD for FX & CFD Brokers \| Client funding on AUD rails](/industries/fx-cfd-brokers.md): A licensed AUD deposit and withdrawal rail for regulated brokers — named client accounts, instant funding, withdrawals around the clock. - [AUDD for Funds & Institutions \| On-chain AUD settlement](/industries/institutional-funds-wealth.md): An AUD instrument funds, market makers and wealth platforms can hold between trades, settle subscriptions in, and take to a committee. - [AUDD for Remitters & MSBs \| Licensed AUD corridor rail](/industries/money-services-remittance.md): A licensed AUD first leg for AUSTRAC-registered remitters — collect in AUD, convert on-chain, settle to your liquidity partner same day. - [AUDD for Payment Service Providers \| Second AUD rail](/industries/payment-service-providers.md): A licensed AUD rail PSPs and fintechs run alongside their existing provider — named accounts by merchant, instant pay-in and pay-out. - [AUDD for Treasury & Tokenised Assets \| On-chain AUD](/industries/treasury-tokenised-assets.md): An on-chain Australian dollar for corporate and protocol treasuries, and the AUD settlement leg for tokenised assets — redeemable at par. - [AUDD for Web3, Gaming & Creators \| On-chain AUD balances](/industries/web3-gaming-creators.md): Hold Australian dollars on-chain inside your product, bill subscribers on a licensed rail, and pay creators, sellers and players at scale. ## Company and resources - [About AUDC — Australia's Regulated Stablecoin Issuer](/company.md): Meet AUDC, the Melbourne-based, AFSL-licensed issuer of AUDD, the Australian dollar stablecoin, since 2022. Learn about us and meet our leadership team. - [Contact AUDC — Talk to Our Team](/contact-us.md): Talk to AUDC about digital currency infrastructure: settlement, payments, minting, virtual accounts, integrations, exchange listings and developer access. - [AUDD Digital Product Disclosure Statement](/digital-product-disclosure-statement.md): Product Disclosure Statement for the Regulated Payment Services on AUDD Digital, issued by AUDC Pty Ltd (AFSL 700123). - [AUDD Digital terms and conditions](/digital-terms.md): Terms and conditions for the AUDD Digital platform operated by AUDC Pty Ltd (AFSL 700123). - [AUDC FAQs — Stablecoin Questions Answered](/faq.md): Answers on AUDC, AUDD and NZDSC, plus how AUDD reserves are held and attested, supported blockchains, redemption at par and getting started. - [AUDD for Financial Institutions \| Stablecoin infrastructure](/financial-institutions.md): Named virtual accounts, local payments connectivity and white label AUD issuance for banks, lenders and neobanks — without building an issuer. - [Get AUDD — Australia's Regulated AUD Stablecoin](/get.md): Get AUDD, issued under AFSL 700123. Buy on supported exchanges, sign up to AUDD Digital, or request institutional access for direct minting. - [AUDC Grants — AUDDapt Grant Program](/grant-program.md): The AUDDapt grant program funds builders integrating AUDD into payments, settlement, treasury and in-app value. Round one is now closed. - [How Our Stablecoins Work — Mint, Move and Redeem On-Chain](/how-it-works.md): See how AUDC's stablecoins are minted against deposits, move across supported networks and are redeemed at par. Find AUDD network addresses. - [AUDC in the Press — News Coverage of AUDC, AUDD and NZDSC](/in-the-press.md): Media coverage of AUDC, AUDD and NZDSC: articles, podcasts and interviews from Australian, New Zealand and international publications. - [AUDC — Digital Currency Infrastructure \| AUDD and NZDSC](/index.md): Digital currency infrastructure by AUDC for payments, minting and a full RESTful API. It issues AUDD under AFSL 700123; NZDSC is issued by NZDC Limited. - [AUDD Mint Product Disclosure Statement](/mint-product-disclosure-statement.md): Product Disclosure Statement for the Regulated Payment Services on AUDD Mint, issued by AUDC Pty Ltd (AFSL 700123). - [AUDD Mint terms and conditions](/mint-terms.md): Terms and conditions for the AUDD Mint platform operated by AUDC Pty Ltd (AFSL 700123). - [AUDC — News and Insights](/news-and-insights.md): Company announcements, regulatory developments and industry analysis from AUDC, the Australian-licensed issuer of AUDD. - [AUDC for Partners — Build AUD Flows On-Chain](/partners.md): Fintechs, platforms and developers build Australian dollar flows on AUDC infrastructure, with direct issuer access and AUDD live on nine chains. - [AUDD Stablecoin Product Disclosure Statement](/product-disclosure-statement.md): Product Disclosure Statement for the AUDD stablecoin issued by AUDC Pty Ltd (AFSL 700123): product description, fees, risks, benefits and complaints. - [AUDC Resources — Guides, Transparency and Legal Documents](/resources.md): Everything AUDC publishes about its stablecoins: how they work, how to get and swap AUDD, the FAQ, reserves and audits, news and legal documents. - [AUDC Security and Audits — ISO 27001 and Attestations](/security-audits.md): Security at AUDC: ISO 27001 certification, independent controls auditing and recurring reserve attestations for AUDD, Australia's regulated AUD stablecoin. - [Supported blockchains \| AUDC — Digital currency infrastructure](/supported-blockchains.md): AUDD is issued natively on nine blockchains, from Stellar and Ethereum to Base and Arc. Find each issuing address and verify supply on its public explorer. - [AUDD Stablecoin Target Market Determination](/target-market-determination.md): Target Market Determination for the AUDD stablecoin issued by AUDC Pty Ltd (AFSL 700123): target market, distribution, review triggers and reporting. - [AUDC Transparency Hub — Reserves, Attestation and Supply](/transparency.md): AUDD reserves held on bare trust as Australian dollar cash or cash equivalents, independently attested by William Buck, and verifiable on-chain. ## News - [7 Pain Points to Overcome on Crypto Exchanges — AUDD Digital](/news/7-pain-points-to-overcome-on-crypto-exchanges.md): Cryptocurrency exchanges, though increasingly feature-rich, still grapple with challenges like security risks, with billions lost to hacks. - [Ample FinTech Partners with AUDC for Central Bank Pilot ‘Project DESFT’, Exploring Multiple Digital Currency Interoperability in Programmable Cross-Border Payments — AUDD Digital](/news/ample-fintech-partners-with-audc-for-central-bank-pilot-project-desft-exploring-multiple-digital-currency-interoperability-in-programmable-cross-border-payments.md): Ample FinTech partners with AUDC on Project DESFT to integrate digital currency interoperability… - [Announcing Our Newest Partner: Olliv – Revolutionising Digital Asset Transactions in the Asia-Pacific — AUDD Digital](/news/announcing-our-newest-partner-olliv-revolutionising-digital-asset-transactions-in-the-asia-pacific.md): We’re thrilled to introduce our latest partner, Olliv, a driving force in the digital asset industry… - [AUDC continues leadership expansion to support rapid growth and regional stablecoin rollout — AUDD Digital](/news/audc-continues-leadership-expansion-to-support-rapid-growth-and-regional-stablecoin-rollout.md): AUDC continues its leadership expansion to support stablecoin growth, with new executive appointments enhancing progress. - [AUDC goes live on Arc on Day One, expanding institutional stablecoin access for global settlements, tokenised assets and FX trading — AUDD Digital](/news/audc-goes-live-on-arc-on-day-one-expanding-institutional-stablecoin-access-for-global-settlements-tokenised-assets-and-fx-trading.md): AUDC is joining Circle's Arc network from launch, connecting AUDD with an ecosystem spanning payments, foreign exchange, trading and tokenised assets. - [AUDC Granted AFSL by ASIC for Non-Cash Payment Facilities — AUDD Digital](/news/audc-granted-afsl-by-asic-for-non-cash-payment-facilities.md): AUDC has been granted an Australian Financial Services Licence (AFSL) by ASIC to provide non-cash payment facilities… - [AUDC launches first bank-grade New Zealand stablecoin to revolutionise payments — AUDD Digital](/news/audc-launches-first-bank-grade-new-zealand-stablecoin-to-revolutionise-payments.md): AUDC Pty Ltd (AUDC), the issuer of the AUDD Australian dollar stablecoin, has announced the launch of its New Zealand stablecoin, NZDSC… - [AUDC Pty Ltd Pre-Series A Funding Round OverSubscribed at $5m — AUDD Digital](/news/audc-oversubscribed-pre-series-a-funding-round-5m.md): AUDC Pty Ltd, issuer of the AUDD stablecoin, successfully raised $5m in a Pre-Series A round led by Swiss investment group InWelt Holdings AG. - [AUDC partners with BP Ventures to Enhance Financial Stability with AUDD Integration in LightEcho Oracle — AUDD Digital](/news/audc-partners-with-bp-ventures-to-enhance-financial-stability-with-audd.md): AUDC, a Novatti Group company, partners with BPV to integrate AUDD into BPV’s LightEcho Oracle on Stellar’s Soroban platform. - [AUDC Partners with Elbaite to Enable AUDD Deposits for Cryptocurrency Purchases on Australian Crypto Exchange — AUDD Digital](/news/audc-partners-with-elbaite-to-enable-audd-deposits-for-cryptocurrency-purchases-on-australian-crypto-exchange.md): AUDC Pty Ltd, the Australian Digital Dollar (AUDD) issuer, is excited to announce a new partnership with Elbaite Pty Ltd… - [AUDC strengthens leadership team to drive next phase of growth and global adoption, with two strategic hires — AUDD Digital](/news/audc-strengthens-leadership-team-to-drive-next-phase-of-growth-and-global-adoption-with-two-strategic-hires.md): AUDC strengthens its leadership team with strategic hires, appointing key executives to drive growth and innovation in global markets. - [AUDD and Stellar – anchored together — AUDD Digital](/news/audd-and-stellar-anchored-together.md): Since its launch in November 2022, AUDD has been integrated into the Stellar blockchain… - [AUDD Launches on Coinbase – Bringing the Australian Dollar Onchain — AUDD Digital](/news/audd-launches-on-coinbase.md): AUDD, the regulated Australian dollar stablecoin issued by AUDC under AFSL 700123, is now listed on Coinbase, bringing the Australian dollar onchain. - [AUDD Launches on Hedera, Becoming the Network’s First Commercial Implementation of the Hedera Stablecoin Studio — AUDD Digital](/news/audd-launches-on-hedera.md): AUDC has launched AUDD on the Hedera Network for low-cost, real-time Australian dollar payments, the first commercial use of Hedera Stablecoin Studio. - [AUDD: New functionality coming in 2023 — AUDD Digital](/news/audd-new-functionality-coming-in-2023.md): In 2023, Novatti is set to enhance the functionality of its Australian Dollar (A$) backed stablecoin, AUDD… - [AUDD Now Available on Banxa: Expanding Horizons for Stablecoin Accessibility — AUDD Digital](/news/audd-now-available-on-banxa.md): AUDD is now available on Banxa, a leading fiat-to-crypto gateway, a significant step in making the AUDD stablecoin more accessible. - [AUDD now live on Ethereum — AUDD Digital](/news/audd-now-live-on-ethereum.md): Discover the launch of AUDD, a 1:1 Australian Dollar stablecoin, on the Ethereum blockchain as an ERC-20 token. - [AUDD on Neo-X: Seamless Global Transactions at Your Fingertips — AUDD Digital](/news/audd-on-neo-x.md): Discover the power of AUDD on Neo-X for seamless global transactions. Join Neo-X today for efficient value transfer. - [AUDD on Stellar will deliver faster, more cost-efficient cross border transactions — AUDD Digital](/news/audd-on-stellar-will-deliver-faster-more-cost-efficient-cross-border-transactions.md): AUDD’s functionality on the Stellar blockchain has offered users the opportunity to make payments and trade with other digital assets - [AUDD Stablecoin Guide: Clarifying the Common Misconceptions — AUDD Digital](/news/audd-stablecoin-guide.md): Explore the AUDD Stablecoin Guide to demystify common misconceptions about Australia’s premier digital currency. - [AUDC’s AUDD Stablecoin to Be Used in AP+ Tokenised Asset Use Cases within Project Acacia — AUDD Digital](/news/audd-stablecoin-in-ap-plus-use-cases-project-acacia.md): AUDC’s AUDD stablecoin has been selected for use in two Australian Payments Plus (AP+) use cases under Project Acacia — a research initiative led by the… - [AUDD stablecoin surpasses $1 billion in organic transactions on Stellar – proving real market demand for a non-USD digital currency — AUDD Digital](/news/audd-stablecoin-surpasses-1-billion-in-organic-transactions-on-stellar.md): AUDC’s Australian-dollar stablecoin, AUDD, has processed over $1 billion in organic transactions on the Stellar blockchain. - [AUDD to adopt new protocol offering faster deposits and withdrawals — AUDD Digital](/news/audd-to-adopt-new-protocol-offering-faster-deposits-and-withdrawals.md): AUDD, an Australian dollar-backed stablecoin, adopts a new Stellar protocol offering faster deposits and withdrawals. - [AUDD to Launch on Hedera Network Following Strategic Partnership with HBAR Foundation — AUDD Digital](/news/audd-to-launch-on-hedera-network-following-strategic-partnership-with-hbar-foundation.md): AUDD partners with the HBAR Foundation to launch the Australian Digital Dollar as a Hedera Token Service (HTS) token on the Hedera network. - [AUDD to Launch on XDC Network Targeting Payments and Trade Tokenisation — AUDD Digital](/news/audd-to-launch-on-xdc-network-targeting-payments-and-trade-tokenisation.md): AUDD integrates with the XDC Network, enhancing cross-border payments and trade tokenization with low-cost, high-speed transactions. - [Australia has regulated digital assets. Now it must regulate digital money — AUDD Digital](/news/australia-has-regulated-digital-assets-now-it-must-regulate-digital-money.md): Australia has regulated digital assets. Now it must regulate digital money to keep pace with an economy that is becoming AI-driven. - [Stablecoins – the next leap in payments innovation — AUDD Digital](/news/blog-post-1.md): Digital currencies, including stablecoins such as AUDD, are growing in popularity and are poised to play a pivotal role in financial innovation. - [Coinbase Partners with AUDC to List AUDD – Australia’s Premier Digital Dollar Stablecoin — AUDD Digital](/news/coinbase-partners-with-audc-to-list-audd.md): AUDC Pty Ltd has announced a landmark partnership with Coinbase to list AUDD, making it the first Australian stablecoin available on the global exchange. - [Exploring the Future of Money: Banks, Stablecoins, and Cryptocurrencies — AUDD Digital](/news/exploring-the-future-of-money-banks-stablecoins-and-cryptocurrencies.md): AUDD explores the lines between traditional banking, stablecoins, and cryptocurrencies, which are starting to get blurred. - [Exploring the Role of Stablecoins as a Medium of Exchange — AUDD Digital](/news/exploring-the-role-of-stablecoins-as-a-medium-of-exchange.md): Using stablecoin as a medium of exchange, investors are assured that their digital assets are protected against potential downside fluctuations. - [How Stablecoins Like AUDD Are Disrupting Cross-Border Payments — AUDD Digital](/news/how-stablecoins-like-audd-are-disrupting-cross-border-payments.md): Discover how AUDD, the Australian dollar-backed stablecoin, is transforming cross-border payments with instant, low-cost, and compliant transfers. - [IDA and AUDC Partner on HK-AU Stablecoin-Based Cross-Border Trade Initiative — AUDD Digital](/news/ida-and-audc-partner-on-hk-au-stablecoin-based-cross-border-trade-initiative.md): IDA and AUDC are working together to explore a Hong Kong–Australia stablecoin-based trade initiative. - [Leveraging Stablecoins to Disrupt Cross Border Payments — AUDD Digital](/news/leveraging-stablecoins-to-disrupt-cross-border-payments.md): The world relies on intermediaries and merchants, while blockchain is gradually taking over. Stablecoins growing popular for cross-border transactions. - [MyBrix AUDD integration: Revolutionising property finance — AUDD Digital](/news/mybrix-audd-integration.md): Explore the MyBrix AUDD integration, revolutionising Australian property finance with innovative, secure investment options. - [Novatti announces AUDD stablecoin to go live on 1 November — AUDD Digital](/news/novatti-announces-audd-stablecoin-to-go-live-on-1-november.md): Leading fintech Novatti Group Limited (ASX:NOV) announces AUDD stablecoin at the Stellar Meridian conference in Rome. - [Novatti to issue Australian Dollar-backed stablecoin (AUDD) on XRP Ledger, with partnership support from Ripple — AUDD Digital](/news/novatti-to-issue-australian-dollar-backed-stablecoin-audd-on-xrp-ledger-with-partnership-support-from-ripple.md): Novatti announces the launch of its new stablecoin, AUDD, as a digital representation of the Australian dollar, to be issued on the XRP Ledger (XRPL). - [Novatti to launch AUD Stablecoin leveraging Stellar Blockchain — AUDD Digital](/news/novatti-to-launch-aud-stablecoin-leveraging-stellar-blockchain.md): Novatti Group Limited announces the upcoming launch of AUDD, an Australian Dollar-backed stablecoin… - [Novatti’s Australian Dollar-backed stablecoin (AUDD) is live on the XRP Ledger — AUDD Digital](/news/novattis-australian-dollar-backed-stablecoin-audd-is-live-on-the-xrp-ledger.md): AUDD, is now live on the XRP Ledger (XRPL), an open-source, energy efficient, and decentralised blockchain. - [One Year of AUDD: Dive Deep into Our Anniversary Celebration! — AUDD Digital](/news/one-year-of-audd.md): One Year of AUDD: Celebrate our milestones at AusCryptoCon 2023 and envision the future of Australia’s top stablecoin. - [Programmable Money and the Future of International Trade: How Stablecoins Can Transform Logistics and Finance — AUDD Digital](/news/programmable-money-international-trade-stablecoins.md): Stablecoins like AUDD are redefining international trade and logistics by acting as programmable money. - [Project DESFT Phase 3 – Expanding Cross-Border Trade with Advanced Digital Credentials and Programmable Payments — AUDD Digital](/news/project-desft-phase-3-expanding-cross-border-trade-with-advanced-digital-credentials-and-programmable-payments.md): The Monetary Authority of Singapore (MAS) and its partners proudly announce the successful completion of Phase 3 of Project DESFT… - [Q&A with MJ — AUDD Digital](/news/qa-with-mj.md): Get to know Michaela Juric, Novatti’s Head of Blockchain and Digital Assets as she discusses her journey into the blockchain industry. - [Stablecoins: Driving Liquidity and Trading Efficiency in Digital Markets — AUDD Digital](/news/stablecoins-driving-liquidity-and-trading-efficiency-in-digital-markets.md): Stablecoins are transforming digital markets by providing liquidity, reducing volatility, and improving trading efficiency. - [Stablecoins & Fintech: Solving the Real-World Problems Legacy Finance Couldn’t — AUDD Digital](/news/stablecoins-fintech-future.md): Stablecoins like AUDD and fintech are transforming finance, fixing costly cross-border payments and slow settlements that legacy systems couldn’t. - [Stablecoins in Merchant Settlements: The Next Step in Global Trade Efficiency — AUDD Digital](/news/stablecoins-in-merchant-settlements.md): For merchants today, global trade is both an opportunity and a challenge. - [Stablecoins set for key role in digital payment networks — AUDD Digital](/news/stablecoins-set-for-key-role-in-digital-payment-networks.md): Interest continues to grow in Australia towards innovative stablecoin technology as a digital payment solution for online shopping and digital business… - [Stablecoins: Unlocking Accessibility and Global Reach Beyond the U.S. Dollar — AUDD Digital](/news/stablecoins-unlocking-global-reach.md): The financial world is shifting! Explore how non-USD stablecoins, including AUDD, are leading a revolution in global finance. - [The benefits and risks of liquidity pools — AUDD Digital](/news/the-benefits-and-risks-of-liquidity-pools.md): Dive into DeFi liquidity pools: explore their benefits, risks, and influence on AUDD and stablecoins across various blockchains. - [The Building Blocks that make AUDD the Secure Stablecoin of the Future — AUDD Digital](/news/the-building-blocks-that-make-audd-the-secure-stablecoin-of-the-future.md): Learn how AUDD stablecoin meets demands for well-regulated, transparent and accessible digital currencies. - [The Role of Stablecoins in Making Trade Financing More Responsive — AUDD Digital](/news/the-role-of-stablecoins-in-making-trade-financing-more-responsive.md): Blockchain enables documentation and recording of transactions that ensure transparency in trade finance. - [The year stablecoins stopped being a crypto story and started being a finance story — AUDD Digital](/news/the-year-stablecoins-stopped-being-a-crypto-story-and-started-being-a-finance-story.md): In 2026, stablecoins are no longer viewed as speculative crypto instruments but as regulated financial infrastructure. - [UDPN Expands Global Financial Infrastructure with the Integration of AUDD — AUDD Digital](/news/udpn-expands-global-financial-infrastructure-with-the-integration-of-audd.md): In a significant move to expand its global payments infrastructure for regulated digital currencies… - [Unlocking New Liquidity Opportunities Between Domestic and International Markets with AUDD — AUDD Digital](/news/unlocking-new-liquidity-opportunities-between-domestic-and-international-markets-with-audd.md): AUDD is positioned to revolutionize cross-border transactions by addressing the liquidity gap between domestic and international markets. - [What Is Asset Tokenisation, and How Does It Deliver Value for Businesses? — AUDD Digital](/news/what-is-asset-tokenisation-and-how-does-it-deliver-value-for-businesses.md): Tokenisation essentially means creating or minting digital assets representing ownership in real-world assets. - [Why stablecoins could rule the agentic commerce revolution — AUDD Digital](/news/why-stablecoins-could-rule-the-agentic-commerce-revolution.md): Stablecoins like AUDD are poised to dominate the projected US$3–5 trillion agentic commerce market by 2030, offering the 24/7, instant… - [Zerocap AUDD Integration: A New Era in Digital Asset Trading — AUDD Digital](/news/zerocap-audd-integration.md): Explore the innovative Zerocap AUDD Integration and its impact on digital asset trading in the APAC region. ## Legal - [AUDC AML/CTF Policy — Anti-Money Laundering and Counter-Terrorism Financing](/aml-ctf-policy.md): Anti-money laundering and counter-terrorism financing policy for AUDC Pty Ltd. - [AUDC Legal and Compliance — Policies and Disclosures](/legal.md): Terms of Service, Privacy Policy, AML/CTF Policy, Target Market Determination and Product Disclosure documents for AUDC, AUDD, AUDD Mint and AUDD Digital. - [AUDC Privacy Policy](/privacy-policy.md): How AUDC Pty Ltd collects, uses, discloses, stores and protects personal information, and how to raise a privacy question with its privacy officer. - [AUDD Terms of Service](/terms-of-service.md): Terms of service for the AUDD stablecoin issued by AUDC Pty Ltd under AFSL 700123: how AUDD is minted and redeemed, fees, risks and your obligations. - [AUDC Website Terms of Use](/terms-of-use.md): Terms of use for the audd.digital website operated by AUDC Pty Ltd: who may use the site and the conditions that apply to access and content.