> One regulated platform for the Australian dollar on-chain — local payments, named virtual accounts, minting at par, white label and one RESTful API. Source: https://www.audd.digital/platform/ AUDD Sent InstantlyPayment confirmed ◈ The platform # One platform for the regulated Australian dollar . A licensed issuer, local payment rails, named virtual accounts, minting at par and a single API — so Australian dollars can move at the speed of your product and still survive an audit. [Talk to our team Talk to our team](/contact-us/) [Read the API docs → (opens in a new tab)](https://devhub.audd.digital/) What sits between your product and the money 1 Your productExchange, remitter, PSP, fund, platform or institution — integrated by API, or no code at all. 2 AUDD PlatformPayments · Named virtual accounts · Mint and burn · White label · Reporting 3 Local rails and nine blockchainsInstant Payments and Direct Entry in Australia, RTGS and SWIFT on approval. Ethereum · Solana · Stellar · XRP Ledger · Hedera · XDC · Base · Redbelly · Arc ◈ What's in the platform ## Five capabilities, one agreement, one integration. Everything a business needs to hold, move and settle Australian dollars on-chain — from the entity that issues them. - [1 Digital currency AUDD is backed 1:1 by Australian dollar reserves and redeemable at par, subject to the PDS.](#currencies_section) - [2 AUDD Payments Receive, send and manage Australian dollars on local rails, with named virtual accounts for automatic attribution.](#audd_payments_section) - [3 Mint & Direct Mint and redeem through the API, or send against a reference with no code at all.](#digital_asset_services_section) - [4 White label Issue an AUD-denominated digital currency under your own brand, on regulated infrastructure.](#white_label_section) - [5 Enterprise API Payments, mint and burn, multichain routing and ledger management from a single integration.](#restful_api_section) ◈ Digital currency ## The Australian dollar, issued on-chain. AUDD is a stablecoin backed 1:1 by Australian dollars held in reserve. NZDSC brings the same structure to the New Zealand dollar. ### AUDD Australian dollar digital currency, issued by AUDC under AFSL 700123. Native on nine blockchains. Reserves are held on bare trust for AUDD holders as Australian dollar cash with ADIs or foreign banks, or AUD cash equivalents such as Australian government bonds. ### NZDSC New Zealand dollar digital currency issued by NZDC Limited, a wholly owned subsidiary of AUDC. Designed for institutional digital payments. Coming soon, talk to our team to learn more. ### Redeemable at par Approved AUDD Mint clients can redeem AUDD at par with AUDC. AUDC does not currently charge a fee to mint or burn AUDD. Withdrawal and other fees may apply. [Read the transparency reporting](/transparency/) ◈ AUDD Payments ## Receive, send and manage — on the rails your counterparties already use. AUDD Payments connects your business to Australian payment rails through one API, with named virtual accounts so every inbound payment arrives already attributed. ### Receive Collect Australian dollars into named virtual accounts carrying your customer's own reference. No manual matching, no misapplied funds. ### Send Pay out to nominated accounts on local rails, around the clock on Instant Payments, or in batches on Direct Entry. ### Manage Balances, transactions and settlement reporting by account, customer or product — through the API or the Portal. ### Named virtual accounts Open and close sub-accounts by customer, merchant, agent, fund or chain, through the API. Attribution is automatic. Local payments connectivity Australia ### Instant Payments (NPP) Settles in near real time, around the clock 1. Standard Australia ### Direct Entry (BECS) Settles across business-day batch windows 2. Standard Australia ### RTGS High-value domestic settlement 3. On approval International ### SWIFT Cross-border payments 4. On approval Your first transfer carries a standard 24-hour security and compliance check. ◈ Digital asset services ## Two ways to mint. Your choice of how much to build. AUDD Mint is the full API path for programmatic issuance and redemption. AUDD Direct is the zero-code companion for approved distributors who want to start today. ### AUDD Mint Mint and redeem AUDD at par through the API or the Portal, with per-transaction control of destination chain and wallet. Real-time reporting, webhooks and allow-listed addresses for institutional treasury. ### AUDD Direct Send Australian dollars against an assigned reference and AUDD settles to the right chain or bank account automatically. No integration required. Upgrade to the full API whenever you're ready. Which path fits **Integration AUDD Mint** RESTful API and webhooks **AUDD Direct** None — send against a reference **Control AUDD Mint** Per-transaction chain and wallet **AUDD Direct** Pre-configured settlement rules **Reporting AUDD Mint** Real-time via API and Portal **AUDD Direct** Portal **Best for AUDD Mint** Exchanges, PSPs, platforms, treasuries **AUDD Direct** Distributors and treasuries starting now ◈ White label ## Your brand on the token. Our licence underneath. Issue and operate an Australian dollar digital currency under your own brand, on AUDC's regulated infrastructure — reserves, attestation, chains and rails included. ### What you bring Your brand, your customers, your distribution, and the licences you already hold for your own activities. ### What we bring Issuance under AFSL 700123, reserves held on trust and attested, native token deployment on nine chains, local payments connectivity and the API. ### How it's documented A clear division of responsibilities between your institution and the issuer, agreed before anything goes live. [Talk to our team](/contact-us/) ◈ RESTful API ## One integration for the whole platform. Direct access to the regulated issuer, with no intermediary holding the keys. Receive and send payments, mint and burn, route across nine chains, and manage balances and reporting — from one RESTful API with webhooks and a sandbox. ### Receive and send payments Virtual accounts, pay-ins, pay-outs and settlement on local rails. ### Mint and burn Issue and redeem at par, with chain and wallet control per transaction. ### Multichain Route to any of nine supported networks from the same call. ### Ledger management Balances, transactions, reporting and webhooks for reconciliation. Illustrative request — confirm shapes against the developer docs curl -X POST https://api.audd.digital/v1/mints \ -H "Authorization : Bearer $AUDD_API_KEY" \ -H "Content-Type: application/json" \ -d '{ "amount": "250000.00", "currency": "AUDD", "chain": "solana", "destination": "9xQeWvG816bUx9EPjHmaT23yvVM2ZWbrrpZb9PusVFin", "reference": "FUND-ALPHA-SUB-0412" }' [Developer docs (opens in a new tab)](https://devhub.audd.digital/) ## AUDD is native across nine chains . AUDD is issued natively — not bridged — on each supported chain, with per-transaction control of destination from a single integration. Use the one your product already runs on. [Supported blockchains](/supported-blockchains/) ◈ Security and compliance Services are subject to approval and a client agreement. You remain responsible for any licences or approvals your business needs. ## Built to be diligenced. AUDC is the issuer and your contracting counterparty for minting, redemption and payments. ### Licensed issuer AUDC Pty Ltd holds Australian Financial Services Licence 700123. Distribution services are provided by its subsidiary, Dexah Advisory Pty Ltd (trading as AUDD Digital), registered with AUSTRAC (Registration No. DCE100737894-001). ### Reserves on trust Reserves are held on bare trust for AUDD holders as Australian dollar cash with ADIs or foreign banks, or AUD cash equivalents such as Australian government bonds. ### Independent attestation AUDD reserves are independently attested monthly by William Buck, with reports published by AUDC. ### ISO 27001 Information security management certified to ISO 27001. ### AML/CTF program Business verification, sanctions and PEP screening, transaction monitoring and source-of-funds handling across every onboarding. ### Operating since 2022 Live in production across multiple chains for over three years. AFSL 700123 AUSTRAC registered since 2022Dexah Advisory (t/a AUDD Digital) ISO 27001 Reserves held on trust Redeemable at par ◈ Who builds on it ## The same platform, eight different shapes. Exchanges, remitters, funds, PSPs, brokers, platforms, treasuries and institutions use the same licensed rail in different ways. See how we serve yours. - [Crypto Exchanges & OTC](/industries/crypto-exchanges/) - [Money Services & Remittance](/industries/money-services-remittance/) - [Institutional, Funds & Wealth](/industries/institutional-funds-wealth/) - [Payment Service Providers](/industries/payment-service-providers/) - [FX & CFD Brokers](/industries/fx-cfd-brokers/) - [Web3, Gaming & Creators](/industries/web3-gaming-creators/) - [Treasury & Tokenised Assets](/industries/treasury-tokenised-assets/) - [Financial Institutions](/financial-institutions/) ◈ Platform questions ## Straight answers. Do we need to integrate the API to start? No. AUDD Direct lets approved distributors send funds against an assigned reference and have AUDD settle to the right chain or bank automatically, with no integration. Move to the full API whenever you're ready. What does it cost to mint and burn? AUDC does not currently charge a fee to mint or burn AUDD. Withdrawal and other fees may apply. Payment rail and service fees are set out in your agreement. Which rails are standard and which need approval? Instant Payments and Direct Entry are standard. RTGS and international SWIFT payments are available with prior approval. Is there a sandbox? Yes. Build against the sandbox with the integration guide before going live. A named integration contact stays with you through launch. How are named virtual accounts structured? By whatever hierarchy fits your product — customer, merchant, agent, fund, corridor or chain. Open and close them through the API; every inbound payment carries the account's reference. Can we run the platform alongside our existing bank or PSP? Yes. Many customers run AUDD as a second, licensed rail so a change at one provider doesn't stop money moving. You choose which flows route where. ## What can we do for you? Tell us your industry and a little about what you're looking for. A member of our team will be in touch to discuss how AUDC can help. Full nameBusiness emailCompany Industry Select Crypto Exchanges & OTC Money Services & Remittance Institutional, Funds & Wealth Payment Service Providers FX & CFD Brokers Web3, Gaming & Creators Treasury & Tokenised Assets Financial Institutions Other Other industry Interested in Select AUDD Stablecoin NZDSC Stablecoin AUDD Mint White Label Payments (Receive, Send & Manage) Virtual Accounts Local Payments Connectivity AUDD Direct (No Code) Enterprise API Other / General Enquiry Leave this field empty Submit enquiry Submit enquiry