One rail is one point of failure
If your only AUD provider changes appetite, upgrades a policy or has an outage, your deposits stop. A second licensed rail turns that from an incident into a routing change.
Crypto Exchanges & OTC Desks
AUD that lands and leaves while your market is still open.
Your customers judge you on deposits and withdrawals. AUDD gives exchanges and OTC desks a licensed Australian dollar rail — named virtual accounts, instant local payments and minting at par — contracted directly with the issuer.
The customer journey we power
- Customer funds their account
AUD arrives into a named virtual account carrying their own reference — matched to the right customer automatically.
- You credit and trade
Mint to AUDD for on-chain settlement, or, if needed, withdraw AUD to your bank account. Minting is bound by the fiat you hold, so you can never mint more AUDD than the AUD in your available balance.
- Customer withdraws
Pay out to their nominated account, or burn AUDD back to AUD, outside banking hours and on weekends.
Why exchanges move to AUDD
Your rail is a product decision, not a back-office one.
Exchange growth in Australia lives or dies on the fiat leg. When AUD access is slow, capped, screened at the category level or dependent on a single provider, it shows up in your funnel long before it shows up in your operations report.
Weekends are when crypto trades
Markets don't observe business days. Local instant payments and near real-time minting within approved limits mean funding and withdrawal don't queue behind the next batch window.
Being screened as a category, not a business
An AUSTRAC-registered exchange with a real AML/CTF program deserves an assessment of that program. We underwrite your controls — see how we onboard below.
What you get
The fiat leg, fully built.
AUDC is the issuer and your contracting counterparty for minting, redemption and payments.
Named virtual accounts
Open sub-accounts by customer, product or chain. Deposits arrive pre-attributed, so reconciliation stops being a manual exercise.
Instant local payments
Take AUD in and pay AUD out on Australia's instant payment rail, with Direct Entry available for batch flows and RTGS or SWIFT on approval.
Mint and burn at par
Issue AUDD against the regulated reserve and redeem it back to AUD at par, through the API or the Portal. AUDC does not currently charge a fee to mint or burn AUDD. Withdrawal and other fees may apply.
Nine chains, one integration
Route to Ethereum, Solana, Stellar, XRP Ledger, Hedera, XDC, Base, Redbelly or Arc without adding a second issuer relationship.
An AUD pair worth listing
Give your order book a regulated, fully-backed AUD asset — and give AUD-native traders somewhere to sit between positions without rotating through USD.
One API and webhooks
Pay-in, pay-out, mint, burn, balances and reporting from a single RESTful API, with a sandbox to build against before you go live.
How it works
From customer deposit to on-chain settlement.
- STEP 01
Collect
AUD arrives into named virtual accounts on local rails, matched to the customer who sent it.
- STEP 02
Mint
Convert to AUDD at par against the regulated reserve, to the chain and wallet you nominate.
- STEP 03
Trade or hold
Settle on-chain, quote an AUD pair, or hold the position on platform between trades.
- STEP 04
Redeem
Burn AUDD back to AUD and pay out to the customer's nominated account, around the clock.
How we onboard
Services are subject to approval and a client agreement.
You remain responsible for any licences or approvals your business needs.
We assess your controls, not your category.
We've been running Australian payment infrastructure since 2022. Regulated digital finance isn't an exception we make room for — it's the customer the platform was built around. Here's the actual path.
- Application
Tell us how money moves
Where AUD comes in, where it goes, expected corridors and chains, and the entities involved. This is a commercial conversation, not a form to survive.
- Compliance review
KYB and your AML/CTF program
Business verification, beneficial ownership, licence and registration position, and a look at your KYC, sanctions screening and transaction monitoring. Strong controls are what get a yes.
- Commercials
Terms, then a named contact
A standard agreement with clear fees, then an integration contact who stays with you rather than a ticket queue.
- Integration
Sandbox, then go live
Build against the sandbox with our integration guide, or start with no code at all if you would rather send against a reference. Your first transfer carries a standard 24-hour security and compliance check.
AFSL 700123
AUSTRAC
registered since 2022Dexah Advisory (t/a AUDD Digital)ISO 27001
Reserves held on trust
Redeemable at par
Questions exchanges ask us
Straight answers.
We're an AUSTRAC-registered exchange. Where do we start?
Talk to our team with your flow and your compliance program. Most exchanges start with named virtual accounts for AUD deposits and withdrawals, then add minting once the fiat leg is live.
Can AUDD run alongside our existing bank or provider?
Yes — that's how many exchanges start. Running AUDD as a second, licensed rail means a policy change or outage at one provider doesn't stop your customers funding accounts. You choose which flows route where.
We're moving between providers. Does that count against us?
No. We assess the business and its controls — your AML/CTF program, monitoring, screening and licence position — not whether you're mid-transition. A gap between providers isn't a barrier; a weak compliance program is.
What does the compliance review actually cover?
Business verification and beneficial ownership, your registrations and licences, your KYC and onboarding process, sanctions and PEP screening, transaction monitoring, and how you handle source of funds. We'll be specific about what we need.
How fast is settlement?
Instant Payments (NPP) settle in near real time. Direct Entry settles across business-day batch windows. RTGS and international SWIFT payments are available with prior approval. Minting and burning AUDD happens through the API or Portal in near real time.
Which chains can we settle on?
AUDD is native on Ethereum, Solana, Stellar, XRP Ledger, Hedera, XDC, Base, Redbelly and Arc, with per-transaction control of destination chain and wallet from a single integration.
Do we need to build against the API to start?
No. AUDD Direct lets approved distributors send funds against an assigned reference and have AUDD settle to the right chain or bank automatically, with no API integration. You can move to the full API later.
Give your customers
a better fiat experience.
Bring us your deposit and withdrawal flow. We'll show you what it looks like on named
virtual accounts, and be clear about what we can support.
What can we do
for you?
Tell us your industry and a little about what you're looking for. A member of our team will be in touch to discuss how AUDC can help.