Persistent balances, not pass-through
Hold AUD on-chain between transactions instead of sweeping to a bank and back. Users see a balance; you see a ledger.
Web3, Gaming & Creator Platforms
AUD balances that live
where your users do.
Marketplaces, game economies and creator platforms hold user balances and pay out at scale. AUDD lets you hold Australian dollars on-chain inside your product, bill on a licensed rail, and pay creators, sellers and players without a banking queue.
Money inside your platform
- Users fund in AUD
Funds arrive into a named virtual account carrying the user's reference and are minted to AUDD on your platform wallet.
- Balances live on-chain
Programmable, transferable, and denominated in the currency your users think in.
- You pay out at scale
Bulk payouts to creators, sellers and players — burn to AUD and pay to a bank account, or send AUDD to a wallet.
Why platforms move to AUDD
Your users' money shouldn't leave your product to move.
Every time a balance has to go back to a bank to be paid out, you lose speed, you lose margin and you lose the user's attention. An on-chain AUD balance keeps the money where the product is.
Payouts at platform scale
Bulk payouts to thousands of recipients in one call — to bank accounts in AUD or to wallets in AUDD.
Compliance-led onboarding for platform billing
Subscriber billing, marketplace fees and creator payouts assessed on your controls and your monitoring, not on a category label.
What you get
Built for in-platform money.
Balances, billing and payouts from one regulated counterparty, on the chains your product already runs on.
On-chain user balances
Hold AUDD on behalf of users in a custodial or non-custodial model — your product decision, our rail.
Bulk payouts
Pay creators, sellers and players in one call. Burn to AUD for bank payouts, or send AUDD to wallets on any of nine chains.
Subscriber and in-app billing
Collect recurring and one-off payments into named virtual accounts carrying the user reference.
Programmable money
AUDD is native on Ethereum, Solana, Stellar, XRP Ledger, Hedera, XDC, Base, Redbelly and Arc, so it works with the contracts you already deploy.
Named virtual accounts per user
Automatic attribution for every inbound payment, so funding a balance never needs manual matching.
One API and webhooks
Funding, balances, payouts and reporting from a single RESTful API, with a sandbox to build against.
How it works
From user funding to creator payout.
- STEP 01
Fund
User pays AUD into their named virtual account; AUDD is minted to your platform wallet.
- STEP 02
Hold
The balance lives on-chain, attributed to the user in your ledger.
- STEP 03
Transact
Users spend, tip, subscribe or trade inside your product.
- STEP 04
Pay out
Bulk payouts to creators, sellers and players — to bank in AUD or to wallet in AUDD.
How we onboard
Services are subject to approval and a client agreement.
You remain responsible for any licences or approvals your business needs.
We assess your controls, not your category.
We've been running Australian payment infrastructure since 2022. Regulated digital finance isn't an exception we make room for — it's the customer the platform was built around. Here's the actual path.
- Application
Tell us how money moves
Where AUD comes in, where it goes, expected corridors and chains, and the entities involved. This is a commercial conversation, not a form to survive.
- Compliance review
KYB and your AML/CTF program
Business verification, beneficial ownership, licence and registration position, and a look at your KYC, sanctions screening and transaction monitoring. Strong controls are what get a yes.
- Commercials
Terms, then a named contact
A standard agreement with clear fees, then an integration contact who stays with you rather than a ticket queue.
- Integration
Sandbox, then go live
Build against the sandbox with our integration guide, or start with no code at all if you would rather send against a reference. Your first transfer carries a standard 24-hour security and compliance check.
AFSL 700123
AUSTRAC
registered since 2022Dexah Advisory (t/a AUDD Digital)ISO 27001
Reserves held on trust
Redeemable at par
Questions platforms ask us
Straight answers.
Do our users need their own wallets?
No. You can run a custodial model where balances are held on your platform wallet and attributed in your ledger, or a non-custodial model where users hold AUDD directly. Either works on the same rail.
How do bulk payouts work?
Submit a batch through the API. Each payout burns AUDD to AUD and pays to a bank account on local rails, or sends AUDD to a wallet. Reporting follows each item.
Which chains can we build on?
AUDD is native on Ethereum, Solana, Stellar, XRP Ledger, Hedera, XDC, Base, Redbelly and Arc. Use the one your contracts already run on.
How is our platform assessed?
On your controls — your user onboarding, your monitoring, your payout screening and your policies. We underwrite the business in front of us, not a category label.
Can we bill subscribers on this rail?
Yes. Collect into named virtual accounts carrying the subscriber's reference, on Australia's instant payment rail or Direct Entry.
Can creators be paid to a bank account?
Yes. Burn AUDD to AUD and pay out to the creator's nominated Australian account on local rails. Creators who prefer AUDD can be paid to a wallet instead.
Put Australian dollars inside your product.
Tell us how money moves through your platform — in, between users, and out. We'll show you what it looks like on-chain, and be clear about what we can support.
What can we do
for you?
Tell us your industry and a little about what you're looking for. A member of our team will be in touch to discuss how AUDC can help.