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The platform
A licensed issuer, local payment rails, named virtual accounts, minting at par and a single API — so Australian dollars can move at the speed of your product and still survive an audit.
What sits between your product and the money
Exchange, remitter, PSP, fund, platform or institution — integrated by API, or no code at all.
Payments · Named virtual accounts · Mint and burn · White label · Reporting
Instant Payments and Direct Entry in Australia, RTGS and SWIFT on approval. Ethereum · Solana · Stellar · XRP Ledger · Hedera · XDC · Base · Redbelly · Arc
Everything a business needs to hold, move and settle Australian dollars on-chain — from the entity that issues them.
AUDD is backed 1:1 by Australian dollar reserves and redeemable at par, subject to the PDS.
Receive, send and manage Australian dollars on local rails, with named virtual accounts for automatic attribution.
Mint and redeem through the API, or send against a reference with no code at all.
Issue an AUD-denominated digital currency under your own brand, on regulated infrastructure.
Payments, mint and burn, multichain routing and ledger management from a single integration.
AUDD is a stablecoin backed 1:1 by Australian dollars held in reserve. NZDSC brings the same structure to the New Zealand dollar.
Australian dollar digital currency, issued by AUDC under AFSL 700123. Native on nine blockchains. Reserves are held on bare trust for AUDD holders as Australian dollar cash with ADIs or foreign banks, or AUD cash equivalents such as Australian government bonds.
New Zealand dollar digital currency issued by NZDC Limited, a wholly owned subsidiary of AUDC. Designed for institutional digital payments.
Coming soon, talk to our team to learn more.
Approved AUDD Mint clients can redeem AUDD at par with AUDC. AUDC does not currently charge a fee to mint or burn AUDD. Withdrawal and other fees may apply.
AUDD Payments connects your business to Australian payment rails through one API, with named virtual accounts so every inbound payment arrives already attributed.
Collect Australian dollars into named virtual accounts carrying your customer's own reference. No manual matching, no misapplied funds.
Pay out to nominated accounts on local rails, around the clock on Instant Payments, or in batches on Direct Entry.
Balances, transactions and settlement reporting by account, customer or product — through the API or the Portal.
Open and close sub-accounts by customer, merchant, agent, fund or chain, through the API. Attribution is automatic.
Local payments connectivity
Settles in near real time, around the clock
StandardSettles across business-day batch windows
StandardHigh-value domestic settlement
On approvalCross-border payments
On approvalYour first transfer carries a standard 24-hour security and compliance check.
AUDD Mint is the full API path for programmatic issuance and redemption. AUDD Direct is the zero-code companion for approved distributors who want to start today.
Mint and redeem AUDD at par through the API or the Portal, with per-transaction control of destination chain and wallet. Real-time reporting, webhooks and allow-listed addresses for institutional treasury.
Send Australian dollars against an assigned reference and AUDD settles to the right chain or bank account automatically. No integration required. Upgrade to the full API whenever you're ready.
Which path fits
Issue and operate an Australian dollar digital currency under your own brand, on AUDC's regulated infrastructure — reserves, attestation, chains and rails included.
Your brand, your customers, your distribution, and the licences you already hold for your own activities.
Issuance under AFSL 700123, reserves held on trust and attested, native token deployment on nine chains, local payments connectivity and the API.
A clear division of responsibilities between your institution and the issuer, agreed before anything goes live.
Direct access to the regulated issuer, with no intermediary holding the keys. Receive and send payments, mint and burn, route across nine chains, and manage balances and reporting — from one RESTful API with webhooks and a sandbox.
Virtual accounts, pay-ins, pay-outs and settlement on local rails.
Issue and redeem at par, with chain and wallet control per transaction.
Route to any of nine supported networks from the same call.
Balances, transactions, reporting and webhooks for reconciliation.
Illustrative request — confirm shapes against the developer docscurl -X POST https://api.audd.digital/v1/mints \ -H "Authorization: Bearer $AUDD_API_KEY" \ -H "Content-Type: application/json" \ -d '{ "amount": "250000.00", "currency": "AUDD", "chain": "solana", "destination": "9xQeWvG816bUx9EPjHmaT23yvVM2ZWbrrpZb9PusVFin", "reference": "FUND-ALPHA-SUB-0412" }'
AUDD is issued natively — not bridged — on each supported chain, with per-transaction control of destination from a single integration. Use the one your product already runs on.
Services are subject to approval and a client agreement.
You remain responsible for any licences or approvals your business needs.
AUDC is the issuer and your contracting counterparty for minting, redemption and payments.
AUDC Pty Ltd holds Australian Financial Services Licence 700123. Distribution services are provided by its subsidiary, Dexah Advisory Pty Ltd (trading as AUDD Digital), registered with AUSTRAC (Registration No. DCE100737894-001).
Reserves are held on bare trust for AUDD holders as Australian dollar cash with ADIs or foreign banks, or AUD cash equivalents such as Australian government bonds.
AUDD reserves are independently attested monthly by William Buck, with reports published by AUDC.
Information security management certified to ISO 27001.
Business verification, sanctions and PEP screening, transaction monitoring and source-of-funds handling across every onboarding.
Live in production across multiple chains for over three years.
AFSL 700123
AUSTRAC
registered since 2022Dexah Advisory (t/a AUDD Digital)
ISO 27001
Reserves held on trust
Redeemable at par
Exchanges, remitters, funds, PSPs, brokers, platforms, treasuries and institutions use the same licensed rail in different ways. See how we serve yours.
No. AUDD Direct lets approved distributors send funds against an assigned reference and have AUDD settle to the right chain or bank automatically, with no integration. Move to the full API whenever you're ready.
AUDC does not currently charge a fee to mint or burn AUDD. Withdrawal and other fees may apply. Payment rail and service fees are set out in your agreement.
Instant Payments and Direct Entry are standard. RTGS and international SWIFT payments are available with prior approval.
Yes. Build against the sandbox with the integration guide before going live. A named integration contact stays with you through launch.
By whatever hierarchy fits your product — customer, merchant, agent, fund, corridor or chain. Open and close them through the API; every inbound payment carries the account's reference.
Yes. Many customers run AUDD as a second, licensed rail so a change at one provider doesn't stop money moving. You choose which flows route where.
Tell us your industry and a little about what you're looking for. A member of our team will be in touch to discuss how AUDC can help.
